The annual dialogue between the regulator and the owners of banks was an opportunity for them to evaluate the evolution of the respect of the standards.

Among the standards which are not respected by the banks exerting in the Cemac zone, there is one which poses problem with the regulator particularly. It is about the payment Cobac R-93/13 relating to engagements of the credit institutions in favour of their associated shareholders or, administrators, leaders and personnel.

According to this rule, "any engagement in favour of an associated shareholder or, administrator and leader must be subjected to the approval of the board of directors and made available to the auditors". Except that, 20 years after the entry into force of this engagement on the related ones, its application is not totally implemented by the banks.

The infringements to the standard on the related ones are observed in the banks with local capital. On June 30, 2014, 13 credit institutions to local capital are in infringement with regard to this standard.

Three countries concentrate on the highest rates. In Cameroon, five banks are concerned for a total assessment of 1 077,8 billion F accounting for 28,02% of the cumulated situation of the Cameroonian banks and 9,17% of the aggregate assessment of the banks of Cemac.